Let's face it - to most Americans, pets are considered family members. The statistics are huge, with over 78 million dogs and 86 million cats owned in the US. Our furry and four-footed friends needs to set a veterinarian on a regular basis, just as humans needs regular check-ups with their physicians. Vet costs are skyrocketing and have doubled in the past ten years. In these particular rough economic times, treatment of various health conditions can be overwhelming.

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Americans spent roughly 12.8 billion on vet care in 2010. On average, cats owners will spend between $250-$300 per year on vet visits and dogs owners will spend an average of over $500 per year.

Routine preventive treatments, such as vaccinations and dental cleanings can help prevent unnecessary diseases and increase the lifespan of your pet. At somepoint in his/her lifetime, a pet can become sick or have accidents, which some pet owners won't be able to afford. We all want our beloved animals to be around as long as they can.

As for pet insurance companies, there are a wide variety of plans to choose from, covering just basic care to almost everything. Depending on what type of plan you have, the costs varying between $12 per month up to $90. The premiums depend on what type and how much coverage you need. For example, 24Pet Watch basic programs will run you about $15 per month, and $16 for dogs.

Some of the leading pet health insurance companies include the following:

ASPCA Pet Insurance
VPI Pet Insurance
PetPlan USA
Pets Best

There are just some of the few that are available. You can go to a search engine and type in "pet health insurance" to see more and get comparisons and quotes.